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Why FedEx ISP Insurance Coverage Is Important For Business Owners In The Industry

As a delivery service, our drivers are required to do frequent heavy lifting.  Now most packages delivered are on the smaller side, but those packages add up over time.  Then throw in a few heavy packages, and our drivers are going to be feeling pretty sore.  This is precisely the reason why Fedex isp insurance coverage is so important for business owners in this industry.  This type of liability insurance covers your business against not only injury and comp claims, but for court cases as well which often times entail high legal fees and payout costs.

 Additionally, liability coverage such as the aforementioned will vary from business to business and industry to industry.  Inclusions and exclusions will occur in one business policy, yet could be completely different in another.  That’s why it is so important to make sure that your liability coverage is specially designed to meet your specific business and its operations.

 So how then can you avoid these extraneous costs? Well, having this type of insurance coverage is a great start.  But secondly, you need to do everything you can to prevent these claims.  In order to combat this pain and prevent injury to our drivers, there are a few keys ways in which packages should be properly lifted.  Not only will these techniques help drivers stay working and find themselves not home from injury, but it will also help out with our Fedex isp insurance coverage as well.  Because when you really think about it, forgoing this coverage could easily lead to bankruptcy if your business isn’t otherwise in stellar financial standing. 

 

            Check out the following tips that will help drivers and deliverers everywhere in lifting packages correctly.  These three zones are how you can determine whether drivers are either lifting incorrectly or doing so properly.

 

The Red Zone: Most Dangerous Lifting Habits

  • Elbows fully stretched out with arms in front
  • Lower back muscles are the main source of lifting
    • This can do serious damage to your back

The Yellow Zone: At-Risk

  • Arms and elbows are six inches from your side
  • Now as opposed to the back, the main source of lifting is your shoulders
  • However the shoulders rely on the back for power
    • You could end up injuring both

The Green Zone: In the Clear

  • Elbows tucked in close to your body
  • Now the lifting resides in your core, where it should be
    • Less force on your hands, shoulders, and back

 

So if your drivers are in the green zone, then you’re all set! But chances are, not everyone is practicing safe lifting habits and is probably either in the red or yellow zones.  Lifting injuries are a Workers Compensation liability to your business, so make sure that your delivery crew know how to properly lift packages. Once that’s taken care of, then all you need to do is make sure your work comp insurance is squared away. Then, and only then, will your company be safe and on its way to success!

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