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Employment Practices Liability Insurance (EPLI) Statistics

Entrance to a business with a receptionist.

In today’s world, Employment Practices Liability Insurance (EPLI for short) is something that every company should be embracing, but not every company has. There have been several cases, that I’m sure you’ve heard about in the media, that demonstrate that employees are getting a better grasp on their rights, and are following up with legal action whenever they see an opportunity to. Let’s talk facts; the numbers don’t lie:

  • 41% of companies with EPLI coverage have over 1,000 employees, 34% have 500-750 employees, 23% have 200-500 employees, 32% have 50-200, and 20% have fewer than 50
  • In 2013, the Equal Employment Opportunity Commission (EEOC) handled an all-time record of 100,000 complaints, filed more than 130 lawsuits, and recovered more than $370 million
  • In 2014, the EEOC handled 89,000 complaints, with $300 million recovered; 43% of these complaints were for retaliation, at an all-time high
  • When “wrongful termination lawsuits” is searched on Google, it yields 316,000 results, and when “workplace harassment cases” is searched on Google, it yields 424,000 results

*statistics provided by MyNewMarket

These stats are alarming. With employees given more and more power by the year, it’s important that your business gets the protection it needs through EPLI. If this isn’t enough to convince you, has also put together an infographic on 4 Statistics that Highlight the Need for EPLI, as listed below:

  • Businesses are 3x more likely to be sued by an employee than experience a fire
  • The average cost of an employment liability lawsuit rose 26% over the past three years alone
  • 7 out of 10 businesses don’t purchase EPLI; 6 out of 10 non-buyers mistakenly think they are protected under other policies and it comes back to bite them

EPLI is easy to obtain and affordable for any company.  If your business isn’t properly protected with EPLI, or you have any additional questions about these EPLI stats, please feel free to reach out to me so that together, we can make sure you have proper coverage.


Brian P. O’Connor

Licensed Insurance Agent

(860) 805-7001

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